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NAMAL Fund Family - Introduction
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We believe that each individual’s investment needs are unique, depending on their
financial goals, their ability to take risk and time horizon of their investment.
NAMAL’s unit trust funds, give you the flexibility of choosing an investment or
investment plan, that fulfills your investment needs.
Identifying your need is a key requirement to deciding on a suitable investment.
The diagram given below is to help you understand and identify the correct investment
product to suit your need, from the options available.
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What is a Unit Trust?
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A Unit Trust is a pooled investment plan in which the capital contributions of investors
are combined into a legally formed Trust Fund. The money is then invested by professional
fund managers, acting on behalf of the investors, in a portfolio of marketable securities.
In return for their investments the investors receive 'units' (shares) in the Trust
Fund. The income derived by the Fund by way of dividends, interest and capital gains
are divided among the unit holders in proportion to the number of units they hold,
in accordance with the distribution policy of the fund.
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One Investment Account
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When you invest in NAMAL unit trusts you are assigned a unique investor account
number. This affords you the convenience of having one or many investments, in many
funds in one unique account and permits switching from one fund to another. see
transfers for more details on this facility.
In addition to providing flexibility to create an investment plan to suit your needs,
unit trusts also offer other benefits.
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